FEES & PAYMENTS

FAQs

I am an out-of-network provider. Most of my clients utilize their out-of-network benefits, which often reduces their final out-of-pocket cost to something similar to an in-network co-pay.
 
Depending on your plan, your insurance may reimburse a portion of the cost, often around 50–80% of the allowed amount for out-of-network care. To get a clear estimate of your specific coverage, you can use the free out-of-network benefits checker located just below.
 
If you prefer to contact your insurance company directly, I have also included a list of specific questions further down this page to help you verify your benefits and calculate your exact out-of-pocket costs.

There are three easy steps.

Step 1: Pay at the time of your session: Your credit card on file is automatically charged on the day of service.

Step 2: I submit your superbill: A superbill is like a receipt of services; I submit this documentation electronically on your behalf after each session and can provide a PDF copy for your records.

Step 3: Your insurance reimburses you: Your insurance issues payment to you based on your OON benefits via mail or direct deposit.

Standard therapy sessions are $250 per hour.

Therapy intensives are priced based on length and structure. If you are interested in deeper, focused work through an intensive, you are welcome to inquire for details.

Yes, I have an office in Anchorage, Alaska.

Check out-of-network benefits for free.

See whether your plan may include out-of-network reimbursement and get an estimate of what sessions could cost after reimbursement.

What To Ask Your Insurer

To verify your out-of-network benefits, call the customer service phone number listed on the back of your health insurance card. You can read this checklist to the representative to understand your plan:

  1. “Does my specific plan include out-of-network benefits for outpatient mental health or psychotherapy?” Not every plan includes out-of-network coverage, so this is the first thing to confirm.
  2. “Is CPT code 90837 covered when I see an out-of-network therapist?” 90837 is commonly used for a 60-minute psychotherapy session. This confirms whether your plan covers the type of session you’re receiving.
  3. “What is my out-of-network deductible, and how much of it have I already met this year?” This tells you how much you may need to pay before your out-of-network benefits begin contributing.
  4. “After I meet my deductible, what percentage does my plan reimburse for CPT code 90837, and what is the allowed amount?” A plan may say it covers 50% or 60%, but that percentage may be based on the insurer’s allowed amount rather than the full fee for therapy. Asking both questions can help you estimate your actual reimbursement.

Questions?